Modesto, CA MSA · FY2026 area median income $94,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $359 | $538 | $718 | $897 | $1,077 | $1,256 | $1,436 |
| 1BR | $384 | $576 | $769 | $961 | $1,153 | $1,345 | $1,538 |
| 2BR | $461 | $692 | $923 | $1,153 | $1,384 | $1,615 | $1,846 |
| 3BR | $533 | $799 | $1,066 | $1,332 | $1,599 | $1,865 | $2,132 |
| 4BR | $594 | $891 | $1,189 | $1,486 | $1,783 | $2,080 | $2,378 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,540 | $35,900 | $43,080 | $57,440 |
| 2 persons | $24,600 | $41,000 | $49,200 | $65,600 |
| 3 persons | $27,690 | $46,150 | $55,380 | $73,840 |
| 4 persons | $30,750 | $51,250 | $61,500 | $82,000 |
| 5 persons | $33,210 | $55,350 | $66,420 | $88,560 |
| 6 persons | $35,670 | $59,450 | $71,340 | $95,120 |
| 7 persons | $38,130 | $63,550 | $76,260 | $101,680 |
| 8 persons | $40,590 | $67,650 | $81,180 | $108,240 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Stanislaus County to see the sources and uses, bond test, DSCR, and funding gap using these rents.