Oxnard-Thousand Oaks-Ventura, CA MSA · FY2026 area median income $135,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $549 | $824 | $1,099 | $1,373 | $1,648 | $1,923 | $2,198 |
| 1BR | $588 | $883 | $1,177 | $1,471 | $1,766 | $2,060 | $2,355 |
| 2BR | $706 | $1,059 | $1,413 | $1,766 | $2,119 | $2,472 | $2,826 |
| 3BR | $816 | $1,224 | $1,633 | $2,041 | $2,449 | $2,857 | $3,266 |
| 4BR | $911 | $1,366 | $1,822 | $2,277 | $2,733 | $3,188 | $3,644 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $32,970 | $54,950 | $65,940 | $87,920 |
| 2 persons | $37,680 | $62,800 | $75,360 | $100,480 |
| 3 persons | $42,390 | $70,650 | $84,780 | $113,040 |
| 4 persons | $47,100 | $78,500 | $94,200 | $125,600 |
| 5 persons | $50,880 | $84,800 | $101,760 | $135,680 |
| 6 persons | $54,660 | $91,100 | $109,320 | $145,760 |
| 7 persons | $58,410 | $97,350 | $116,820 | $155,760 |
| 8 persons | $62,190 | $103,650 | $124,380 | $165,840 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Ventura County to see the sources and uses, bond test, DSCR, and funding gap using these rents.