Ford County, IL HUD Metro FMR Area · FY2026 area median income $92,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $324 | $486 | $648 | $810 | $972 | $1,134 | $1,296 |
| 1BR | $347 | $520 | $694 | $867 | $1,041 | $1,214 | $1,388 |
| 2BR | $416 | $624 | $833 | $1,041 | $1,249 | $1,457 | $1,666 |
| 3BR | $481 | $721 | $962 | $1,202 | $1,443 | $1,683 | $1,924 |
| 4BR | $536 | $804 | $1,073 | $1,341 | $1,609 | $1,877 | $2,146 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,440 | $32,400 | $38,880 | $51,840 |
| 2 persons | $22,200 | $37,000 | $44,400 | $59,200 |
| 3 persons | $24,990 | $41,650 | $49,980 | $66,640 |
| 4 persons | $27,750 | $46,250 | $55,500 | $74,000 |
| 5 persons | $29,970 | $49,950 | $59,940 | $79,920 |
| 6 persons | $32,190 | $53,650 | $64,380 | $85,840 |
| 7 persons | $34,410 | $57,350 | $68,820 | $91,760 |
| 8 persons | $36,630 | $61,050 | $73,260 | $97,680 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Ford County to see the sources and uses, bond test, DSCR, and funding gap using these rents.