Decatur, IL MSA · FY2026 area median income $95,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $333 | $499 | $666 | $832 | $999 | $1,165 | $1,332 |
| 1BR | $356 | $535 | $713 | $891 | $1,070 | $1,248 | $1,427 |
| 2BR | $428 | $642 | $856 | $1,070 | $1,284 | $1,498 | $1,712 |
| 3BR | $494 | $742 | $989 | $1,236 | $1,484 | $1,731 | $1,979 |
| 4BR | $552 | $828 | $1,104 | $1,380 | $1,656 | $1,932 | $2,208 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,980 | $33,300 | $39,960 | $53,280 |
| 2 persons | $22,830 | $38,050 | $45,660 | $60,880 |
| 3 persons | $25,680 | $42,800 | $51,360 | $68,480 |
| 4 persons | $28,530 | $47,550 | $57,060 | $76,080 |
| 5 persons | $30,840 | $51,400 | $61,680 | $82,240 |
| 6 persons | $33,120 | $55,200 | $66,240 | $88,320 |
| 7 persons | $35,400 | $59,000 | $70,800 | $94,400 |
| 8 persons | $37,680 | $62,800 | $75,360 | $100,480 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Macon County to see the sources and uses, bond test, DSCR, and funding gap using these rents.