St. Louis, MO-IL HUD Metro FMR Area · FY2026 area median income $113,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $397 | $596 | $795 | $993 | $1,192 | $1,391 | $1,590 |
| 1BR | $425 | $638 | $851 | $1,064 | $1,277 | $1,490 | $1,703 |
| 2BR | $511 | $766 | $1,022 | $1,277 | $1,533 | $1,788 | $2,044 |
| 3BR | $590 | $885 | $1,180 | $1,475 | $1,770 | $2,065 | $2,361 |
| 4BR | $658 | $987 | $1,317 | $1,646 | $1,975 | $2,304 | $2,634 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $23,850 | $39,750 | $47,700 | $63,600 |
| 2 persons | $27,240 | $45,400 | $54,480 | $72,640 |
| 3 persons | $30,660 | $51,100 | $61,320 | $81,760 |
| 4 persons | $34,050 | $56,750 | $68,100 | $90,800 |
| 5 persons | $36,780 | $61,300 | $73,560 | $98,080 |
| 6 persons | $39,510 | $65,850 | $79,020 | $105,360 |
| 7 persons | $42,240 | $70,400 | $84,480 | $112,640 |
| 8 persons | $44,970 | $74,950 | $89,940 | $119,920 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in St. Clair County to see the sources and uses, bond test, DSCR, and funding gap using these rents.