Whiteside County, IL · FY2026 area median income $90,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $318 | $477 | $637 | $796 | $955 | $1,114 | $1,274 |
| 1BR | $341 | $511 | $682 | $853 | $1,023 | $1,194 | $1,365 |
| 2BR | $409 | $614 | $819 | $1,023 | $1,228 | $1,433 | $1,638 |
| 3BR | $472 | $709 | $945 | $1,181 | $1,418 | $1,654 | $1,891 |
| 4BR | $527 | $791 | $1,055 | $1,318 | $1,582 | $1,846 | $2,110 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,110 | $31,850 | $38,220 | $50,960 |
| 2 persons | $21,840 | $36,400 | $43,680 | $58,240 |
| 3 persons | $24,570 | $40,950 | $49,140 | $65,520 |
| 4 persons | $27,270 | $45,450 | $54,540 | $72,720 |
| 5 persons | $29,460 | $49,100 | $58,920 | $78,560 |
| 6 persons | $31,650 | $52,750 | $63,300 | $84,400 |
| 7 persons | $33,840 | $56,400 | $67,680 | $90,240 |
| 8 persons | $36,000 | $60,000 | $72,000 | $96,000 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Whiteside County to see the sources and uses, bond test, DSCR, and funding gap using these rents.