Baker County, FL HUD Metro FMR Area · FY2026 area median income $103,200 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $352 | $528 | $705 | $881 | $1,057 | $1,233 | $1,410 |
| 1BR | $377 | $566 | $755 | $943 | $1,132 | $1,321 | $1,510 |
| 2BR | $453 | $679 | $906 | $1,132 | $1,359 | $1,585 | $1,812 |
| 3BR | $523 | $784 | $1,046 | $1,308 | $1,569 | $1,831 | $2,093 |
| 4BR | $583 | $875 | $1,167 | $1,458 | $1,750 | $2,042 | $2,334 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,150 | $35,250 | $42,300 | $56,400 |
| 2 persons | $24,150 | $40,250 | $48,300 | $64,400 |
| 3 persons | $27,180 | $45,300 | $54,360 | $72,480 |
| 4 persons | $30,180 | $50,300 | $60,360 | $80,480 |
| 5 persons | $32,610 | $54,350 | $65,220 | $86,960 |
| 6 persons | $35,010 | $58,350 | $70,020 | $93,360 |
| 7 persons | $37,440 | $62,400 | $74,880 | $99,840 |
| 8 persons | $39,840 | $66,400 | $79,680 | $106,240 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Baker County to see the sources and uses, bond test, DSCR, and funding gap using these rents.