Naples-Marco Island, FL MSA · FY2026 area median income $121,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $423 | $635 | $847 | $1,058 | $1,270 | $1,482 | $1,694 |
| 1BR | $453 | $680 | $907 | $1,134 | $1,361 | $1,588 | $1,815 |
| 2BR | $544 | $816 | $1,089 | $1,361 | $1,633 | $1,905 | $2,178 |
| 3BR | $629 | $943 | $1,258 | $1,573 | $1,887 | $2,202 | $2,517 |
| 4BR | $702 | $1,053 | $1,404 | $1,755 | $2,106 | $2,457 | $2,808 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $25,410 | $42,350 | $50,820 | $67,760 |
| 2 persons | $29,040 | $48,400 | $58,080 | $77,440 |
| 3 persons | $32,670 | $54,450 | $65,340 | $87,120 |
| 4 persons | $36,300 | $60,500 | $72,600 | $96,800 |
| 5 persons | $39,210 | $65,350 | $78,420 | $104,560 |
| 6 persons | $42,120 | $70,200 | $84,240 | $112,320 |
| 7 persons | $45,030 | $75,050 | $90,060 | $120,080 |
| 8 persons | $47,940 | $79,900 | $95,880 | $127,840 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Collier County to see the sources and uses, bond test, DSCR, and funding gap using these rents.