Gainesville, FL HUD Metro FMR Area · FY2026 area median income $99,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $347 | $520 | $694 | $867 | $1,041 | $1,214 | $1,388 |
| 1BR | $371 | $557 | $743 | $929 | $1,115 | $1,301 | $1,487 |
| 2BR | $446 | $669 | $892 | $1,115 | $1,338 | $1,561 | $1,784 |
| 3BR | $515 | $773 | $1,031 | $1,288 | $1,546 | $1,804 | $2,062 |
| 4BR | $575 | $862 | $1,150 | $1,437 | $1,725 | $2,012 | $2,300 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $20,820 | $34,700 | $41,640 | $55,520 |
| 2 persons | $23,790 | $39,650 | $47,580 | $63,440 |
| 3 persons | $26,760 | $44,600 | $53,520 | $71,360 |
| 4 persons | $29,730 | $49,550 | $59,460 | $79,280 |
| 5 persons | $32,130 | $53,550 | $64,260 | $85,680 |
| 6 persons | $34,500 | $57,500 | $69,000 | $92,000 |
| 7 persons | $36,870 | $61,450 | $73,740 | $98,320 |
| 8 persons | $39,270 | $65,450 | $78,540 | $104,720 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Gilchrist County to see the sources and uses, bond test, DSCR, and funding gap using these rents.