Monroe County, FL · FY2026 area median income $129,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $502 | $753 | $1,004 | $1,255 | $1,506 | $1,757 | $2,008 |
| 1BR | $537 | $806 | $1,075 | $1,343 | $1,612 | $1,881 | $2,150 |
| 2BR | $645 | $967 | $1,290 | $1,612 | $1,935 | $2,257 | $2,580 |
| 3BR | $745 | $1,117 | $1,490 | $1,862 | $2,235 | $2,607 | $2,980 |
| 4BR | $831 | $1,246 | $1,662 | $2,077 | $2,493 | $2,908 | $3,324 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $30,120 | $50,200 | $60,240 | $80,320 |
| 2 persons | $34,380 | $57,300 | $68,760 | $91,680 |
| 3 persons | $38,700 | $64,500 | $77,400 | $103,200 |
| 4 persons | $42,990 | $71,650 | $85,980 | $114,640 |
| 5 persons | $46,410 | $77,350 | $92,820 | $123,760 |
| 6 persons | $49,860 | $83,100 | $99,720 | $132,960 |
| 7 persons | $53,310 | $88,850 | $106,620 | $142,160 |
| 8 persons | $56,760 | $94,600 | $113,520 | $151,360 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Monroe County to see the sources and uses, bond test, DSCR, and funding gap using these rents.