Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area · FY2026 area median income $106,700 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $373 | $560 | $747 | $933 | $1,120 | $1,307 | $1,494 |
| 1BR | $400 | $600 | $800 | $1,000 | $1,200 | $1,400 | $1,601 |
| 2BR | $480 | $720 | $961 | $1,201 | $1,441 | $1,681 | $1,922 |
| 3BR | $555 | $832 | $1,110 | $1,387 | $1,665 | $1,942 | $2,220 |
| 4BR | $619 | $928 | $1,238 | $1,547 | $1,857 | $2,166 | $2,476 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $22,410 | $37,350 | $44,820 | $59,760 |
| 2 persons | $25,620 | $42,700 | $51,240 | $68,320 |
| 3 persons | $28,830 | $48,050 | $57,660 | $76,880 |
| 4 persons | $32,010 | $53,350 | $64,020 | $85,360 |
| 5 persons | $34,590 | $57,650 | $69,180 | $92,240 |
| 6 persons | $37,140 | $61,900 | $74,280 | $99,040 |
| 7 persons | $39,720 | $66,200 | $79,440 | $105,920 |
| 8 persons | $42,270 | $70,450 | $84,540 | $112,720 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Okaloosa County to see the sources and uses, bond test, DSCR, and funding gap using these rents.