Jacksonville, FL HUD Metro FMR Area · FY2026 area median income $108,700 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $380 | $570 | $761 | $951 | $1,141 | $1,331 | $1,522 |
| 1BR | $407 | $611 | $815 | $1,019 | $1,223 | $1,427 | $1,631 |
| 2BR | $489 | $734 | $979 | $1,223 | $1,468 | $1,713 | $1,958 |
| 3BR | $565 | $847 | $1,130 | $1,413 | $1,695 | $1,978 | $2,261 |
| 4BR | $630 | $945 | $1,261 | $1,576 | $1,891 | $2,206 | $2,522 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $22,830 | $38,050 | $45,660 | $60,880 |
| 2 persons | $26,100 | $43,500 | $52,200 | $69,600 |
| 3 persons | $29,370 | $48,950 | $58,740 | $78,320 |
| 4 persons | $32,610 | $54,350 | $65,220 | $86,960 |
| 5 persons | $35,220 | $58,700 | $70,440 | $93,920 |
| 6 persons | $37,830 | $63,050 | $75,660 | $100,880 |
| 7 persons | $40,440 | $67,400 | $80,880 | $107,840 |
| 8 persons | $43,050 | $71,750 | $86,100 | $114,800 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in St. Johns County to see the sources and uses, bond test, DSCR, and funding gap using these rents.